Roof financing — because storms don't ask about your bank account.

Can you finance a new roof? Yes. This page explains roof financing options from Homebase Roofing for North Texas homeowners, whether insurance covers part of the job or none of it, and how to ask about them at your free inspection.

Insurance usually covers storm-damaged replacements — but not always, and not for the whole cost when you upgrade to a better shingle. Homebase partners with two national home-improvement lenders so you have options.

Financing options

• 0% for 12 months same-as-cash — pay in full within a year, no interest.
• 60-month fixed-rate plan — predictable monthly payment for a full 5 years.
• 120-month extended-term plan — the lowest monthly payment we offer, for the homeowners who need it.
• No prepayment penalty on any plan. Pay it off whenever you want.

Approval process

1. Soft credit pre-qualification — no ding to your score.
2. Sign your roofing agreement.
3. Full underwriting — usually a same-day decision.
4. We install. You start paying the following month.

Ask about financing at your free inspection — no pressure, just options.